Search for a home
LET US FIND YOUR DREAM HOME
Everyone has the image in his or her head of their dream home. Maybe that image is in exquisite detail, something you’ve had since childhood. Or maybe you have more of a general idea, a collection of features and images that come together to give you a feel for that home. No matter what that image is in your head, or how defined it may be, our team is here to help you find that dream home in the perfect area for you. Our team of profession, dedicated, and passionate Lowcountry locals know the area and love empowering our new neighbors by helping them find a home they love. We love living here, loved growing up here, and we are very happy to welcome you here…to your new home.
Are you searching for your dream home? Looking for the perfect place in the Lowcountry for you and your family? We want to help!
Steps to buying a home
Set a budget, and stick with it
When you’re selecting a place that you’re going to call home, it’s imperative to decide on the amount of money you’re going to spend on it early in the process, and then hold firm with it. Life can throw all sorts of unpleasant obstacles at you when you least expect it, and you don’t want to put yourself at a disadvantage if or when this happens. Don’t let the allure of a shiny new kitchen or a beautiful palmetto tree in the front yard persuade you otherwise; set that budget as soon as you can and do whatever you can to ensure that you don’t eclipse it.
Achieving pre-qualification status for a mortgage is much easier than it sounds, and best of all, it’s free. All this process entails is having a conversation with a loan officer about your current financial standing. This will give you an educated estimate as to how much money you can actually afford to spend on your new home.
Out of pocket money
Believe it or not, it’s actually possible to buy a new house without paying out of pocket if you can’t afford a down payment. There are multiple loan options, such as if you’re a military veteran or currently serving, or if you live in a neighborhood that the USDA deems to be rural. You can also have a friend, relative or employer provide you with gift money to cover your down payment for you.
Benefits of buying a home
Everybody likes saving money on taxes, and owning a home will actually help you do that. The interest payments you have to make on your house are tax-deductible, thereby reducing your annual taxable income. So, you can take that money you just avoided paying in taxes and treat yourself to a well-earned vacation instead!
Over the last few decades, houses have generally increased in value. Should this trend continue, it’s very likely that your home’s value will continually grow more and more with every passing year, and with each payment on your house that you make, you gain that much larger financial interest in it. This all means that you could eventually make a large sum of money simply by owning a house for a long enough period of time!
It’s always great to be able to call something yours, right? From the comfort your own home can provide you to the freedom you have to make any modifications or adjustments to it that you desire, there are countless perks to buying a home as opposed to renting it. You simply can’t put a price on the value of being a homeowner.
Buying a home is a rewarding and fulfilling process. Like most rewarding and fulfilling processes, it takes careful game planning, and that’s what our team of professionals at Drew Sineath & Associates, Inc. is here to do. Contact us today!